Expertise
1. Experienced corporate lender in all types of situations, various industries to small medium and large businesses in the US and overseas.
2. Expert in credit analysis and related due diligence.
3. Experienced in making direct loans on a short term, medium term and long term basis. Includes structuring an appropriate lending facility and negotiating appropriate terms and conditions.
4. Experienced in analyzing and purchasing investment grade and non investment grade corporate bonds.
5. Experienced in private placement of corporate bonds.
6. Work out and restructuring experience.
7. Head of International Banking at a major US regional bank where I wrote the International Banking Plan for the whole bank.
8. Headed Corporate Banking for a major Scandinavian bank in New York City
9. Expert in Leveraged Finance including LBOs and high yield bonds.
10. Helped organize new banks and branches
11. Chief Credit Officer in several banks
12. Series 7 and 63 licenses (now lapsed).
(For search purposes, not intended to be a comprehensive list)
James A Kyprios  

Managing Member, Kyprios International Services LLC
20 E 9TH ST
NEW YORK, NY 10003-5944

Work: 9176134508
jimkyp@aol.com
www.kypriosinternational.com
Expertise
1. Experienced corporate lender in all types of situations, various industries to small medium and large businesses in the US and overseas.
2. Expert in credit analysis and related due diligence.
3. Experienced in making direct loans on a short term, medium term and long term basis. Includes structuring an appropriate lending facility and negotiating appropriate terms and conditions.
4. Experienced in analyzing and purchasing investment grade and non investment grade corporate bonds.
5. Experienced in private placement of corporate bonds.
6. Work out and restructuring experience.
7. Head of International Banking at a major US regional bank where I wrote the International Banking Plan for the whole bank.
8. Headed Corporate Banking for a major Scandinavian bank in New York City
9. Expert in Leveraged Finance including LBOs and high yield bonds.
10. Helped organize new banks and branches
11. Chief Credit Officer in several banks
12. Series 7 and 63 licenses (now lapsed).
(For search purposes, not intended to be a comprehensive list)

Over 50 years experience in corporate finance and corporate banking both domestic and international. My first six years were at the Commercial and Industrial Loan Dept. at Prudential Insurance Company where I was credit trained and originated a variety of private placements to small and medium-sized businesses. I attained the position of Senior Investment Analyst.

In 1971, I joined the US subsidiary of one of the major British merchant Banks and became involved in both domestic and international banking. I made loans and also was involved in work outs. I was also the head of the Trade Finance Group.

In 1976, the bank was taken over by M&T Bank and I helped organized M&T Bank's New York Branch. In 1978, I became the interim branch manager of the New York branch and also the head of International Banking for M&T Bank.

In 1981, I joined American Scandinavian Bank, a new consortium bank owned by four Scandinavian Banks. I was the Chief Credit Officer and also in charge of training the Scandinavian officers in the rudiments of US banking.

In 1985, the bank was sold to Union Bank of Finland (UBF) and it became UBF's New York Branch. I was Senior Vice President in charge of the Corporate Banking Department. We were heavily involved in Scandinavian and US lending. We did a good deal of leveraged lending and I organized a high yield bond portfolio. I attended the last three junk bond conventions held by Drexel Burnham in the late 1980s. My department was responsible for most of the profitability of the branch for a number of years.

My final position in banking was with DZ Bank which is now the second largest bank in Germany. I was involved in managing a $2 billion portfolio of legacy loans including some work outs. Then I was involved in organizing a private placement presence for German companies in the US. I helped organize a highly successful Leveraged Lending Group which was continually profitable and recorded no loan losses.

Curriculum Vitae

SER Associate Member